IBM Security Verify

For PSD2 banking requirements, customers will need to be able to send an SMS that contains additional runtime data including the OTP. An example message might be:

"Here is your one-time passcode 123456 for transaction ABC-123-DEF-456."

Currently the templates don't support having additional custom data/text into the templates. Furthermore such a requirement might require exposing custom macros for customers to insert the runtime values and UI considerations.

The {{/v1.0/authnmethods/smsopt/transient/verification}} body could be something like:

{
  "otpDeliveryMobileNumber": "+61420790443",
  "correlation": " otp",
  "message": "Here is your one-time passcode @@PASSCODE for transaction ABC-123-DEF-456."
}

Consume the message variable as optional.

Where *ABC-123-DEF-456 * would be dynamically inserted into the body.